Financing and Credit Controls
Manage complex loans without the migraine
Access more clients. Serve them efficiently. Lenders get proof every drawdown met the terms, without seeing your books.
Our team comes from
- MIT
- Jane Street
- Columbia
- MITRE
- Harvard
- Snap
The problem
Lending has always been complicated. Now it’s dynamic too. Financing today’s world means evaluating many distinct inputs and factors. Some are highly volatile, changing the game from minute to minute.
You need to stay on top or fall behind.
- INFOagent=treasury-07 task="rebalance client hedge book"Strategy exposed
- DEBUGsystem_prompt="Short the ETH perp when funding exceeds 8 bps. Target leverage 3.2x."
- TRACEdb.read row={name:"Dana Whitfield", acct:"****4417", balance_usd:482913.22}Customer data revealed
- DEBUGauth.grant token=ak_live_7f3ea91cc402 scope=*
- WARNpolicy.check=skipped
- INFOtransfer.out amount_usd=1010736.00 approver=none
- INFOlog.flush delay=47sMoney already moved
How Inherence helps
A control system that can monitor multiple inputs, organizations, and conditions so you can make informed financing decisions.
Inherence is a mechanism to share a consistent policy result. You can give lenders and other approved recipients a receipt to prove the rules were followed.
Agent proposes trade
Within mandate
Off-mandate
A borrower requests a release of funds.
Inherence evaluates the agreed eligibility calculation, remaining capacity, concentration limits, and prerequisites.
Drawdown request
Harbor Logistics · $2.5M release
Revolving facility · $20M commitment
- Eligibility calculationBase $12.07M
- Remaining capacity$4.07M available
Drawn $8.0MThis request $2.5M
- Top obligor concentration18% / 25% cap
- Prerequisites4 of 4
A failed condition blocks the release. The financier can independently verify the evaluation result without receiving private inputs encoded in the proof.
Private inputs
Stay with the borrower
Financier sees
RECEIPT · d-5021
- Receivables ledger
- ●●●●●● committed
- Obligor list
- ●●●●●● committed
Proof · valid
Conditions met
The lender, facility agent, or capital provider receives the receipt. They verify whether the specified drawdown conditions were satisfied and use the result to authorize the covered capital release or request additional evidence. Credit judgment and collateral diligence remain with the financing parties.
RECEIPT
- d-5021
- Policy v2.4
- a7f3…c21e
- Lender
- Facility agent
- Capital provider
Then
- Authorize release
- Request evidence
Credit judgment and collateral diligence stay with you
Required documents and sign-offs are in place.
Compliance certificate
Insurance certificate
Officer sign-off
Prerequisites:
3 of 3 in place
Inherence proof
- Input
- : 1.20550000 BTC
- Output #1
- : bc1qx9a...7k4dl
- Output #2
- : bc1q4f...n2ze7
- Network fee
- : 61.8K sats
- Confirmations
- : 6
- Enforcement verified
- Privacy maintained
- Processed instantly
Why Inherence
Control
Stop rule-breaking actions before they happen. Write your rules in plain English. Inherence turns them into a check that runs before every action.
Proof
Every action comes with a proof (receipt) that anyone you work with can check themselves.
Privacy
Prove the rules held without sharing your data. Amounts, limits, and strategies stay private. The receipt shows the rules held and nothing more.
Request a private credit review
Pick the facility term that’s hardest to prove. We’ll show you how to enforce it before funds move.
Compute financing shows why funding conditions matter.
USD.AI describes GPU-loan funding conditions that include delivery, installation, and independent on-site verification before capital is released. These workflows connect financing decisions to operational evidence across multiple parties.
FAQs
Covenant compliance means showing a borrower is meeting the conditions in its loan agreement: collateral eligibility, borrowing base, concentration limits, reserves, and reporting deadlines.
No. Credit decisions and loan terms stay with the lender. Inherence checks whether a drawdown meets the conditions the lender already set.
Reports and monitoring tools show what the borrower says, after the fact. Inherence checks each drawdown before funds move and gives the lender a proof it can verify without relying on the borrower's word.
No. It shows the agreed calculation was run on the inputs provided. Physical checks, registries, and trusted records still confirm the collateral exists and isn't pledged elsewhere.
The proof shows the terms held and nothing more. Borrower records, collateral details, and commercial terms stay private.
Yes. You can start by running past drawdowns through Inherence, or by checking live drawdowns without blocking them. Blocking requires Inherence to sit in the path that releases funds.
Request a Financing Controls Review
Are verifications giving you a headache? Tell us about the condition, the available records, and the party relying on the result. We will follow up to discuss a focused evaluation and potential integration.